New Homes in Nottinghamshire

David Wilson Homes is providing a fresh opportunity for property ladder progression with a new phase of homes underway at its Romans’ Quarter development in Bingham.

Following sales success at its first phase of 148 homes at the development, the housebuilder is now constructing an additional 254 properties off Chapel Lane, which includes 51 affordable homes for shared ownership or rent.

A greater range of two to five bedroom properties have now been made available for would-be buyers to reserve at the growing community, including a limited number of unique state-of-the-art house styles, among the traditional styles being built.

Rachael Harrison, Sales Director at David Wilson Homes East Midlands, said: “We’re really looking forward to progressing our Romans’ Quarter development with this second phase of properties. The development is quickly transforming into a thriving new community, with more than 125 homes now completed and moved into across the first phase. We’re very much looking forward to helping more families, first time buyers, young professionals and downsizers make a move to this convenient location. Appointments are now available for those keen to learn more about the homes available, and we’d encourage anyone interested to visit the development to see the properties for themselves.”

The sought-after location in the Vale of Belvoir offers house hunters excellent travel links to nearby Nottingham and beyond via the A52, whilst the nearby A46 also connects residents further afield.

The development is also within walking distance of Bingham’s bistros, cafes, pubs, restaurants, market and shops, including Lidl and Sainsbury’s which are less than a mile away.

For families, there’s also a variety of nurseries and schools available within two miles, such as Carnarvon Primary School and Toot Hill Secondary.

A brand new primary school and nursery are scheduled to be built at the development this year, providing families with more options and ease of access to schooling on their doorstep.

Homebuyers who make early reservations are also able to personalise their home with a great selection of features available.

Read more here:

(Desirable new community set to expand in Nottinghamshire)
(Seen  May 2022
)

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New Housing Development Nottinghamshire

230 Jobs at Nottinghamshire Development

David Wilson Homes North Midlands has announced that its new development in Nottinghamshire will underpin approximately 230 jobs for local people.

The leading developer is set to deliver a total of 115 new homes to its upcoming Old Mill Farm development in Brinsley, on Cordy Lane, which is set to provide the jobs to workers in the area throughout the development process.

The housebuilder predominately employs local sub-contractors and tradesmen, including apprentices, so local businesses and people will benefit directly from the jobs.

Mark Cotes, Managing Director at David Wilson Homes North Midlands, said: “Our new development in Brinsley will provide much needed housing in the Nottinghamshire area. This is also great news for the local economy with the jobs that will be underpinned whilst we’re building the new homes. We aim to support local sub-contractors and tradesmen where possible to ensure the areas in which we build benefit directly from our developments. Our dedicated team at David Wilson Homes are very much looking forward to helping people find the right homes for them at our well-anticipated Old Mill Farm development.”

As a resident in Brinsley, homebuyers will be within a stone’s throw of Brinsley Headstocks Heritage and Nature Reserve. The Reserve, created on the site of the former Brinsley Colliery, houses an abundance of animal habitats and wildlife, which can be accessed via a number of handy pathways.

The development also offers great access to the nearby towns of Hucknall and Ilkeston, as well as to the city of Derby to the south-west, via the A608.

Read more here:

(230 Jobs at Nottinghamshire Development)
(Seen April 2022
)

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Moving House – Researching Your New Neighbourhood Before You Buy

When buying a new home, you are not only purchasing a house but also buying into the neighbourhood too. Andrea Fawell, Sales and Marketing Director at Kebbell gives us her top tips on how to research if your potential new neighbourhood is what you are looking for, but urges buyers to bear in mind that most neighbourhoods will have benefits and drawbacks.

Browse online before viewing in person. Developers and estate agents have upped their online presence in the past two years due to the pandemic so much can be ascertained about a potential new home including detailed descriptions and information about neighbourhoods. Take a look at local social media groups and notice if any issues are repeatedly being brought up. Check Google maps to see if businesses around the property increase traffic within the area. You may also find local pubs or restaurants that you weren’t aware of, as well as get a better appreciation of the green space that is in the area. 

Research property value trends. Knowing if property prices are increasing, decreasing or stable, even street by street in your new potential area, can give you clues about whether you are making a solid long-term investment, as well as give you an idea of the development history of the area.

Enquire about future planning. Ask your estate agent and solicitor about the potential for developments happening in the area and look up the local council’s area plan. A large scale development that is due to be built near your property can influence property prices, congestion and pollution for example. Equally the benefits of new transport links may be to your advantage in time.

Walk around and soak it up. Taking multiple strolls around the neighbourhood will allow you to notice things you wouldn’t necessarily when you’re driving. You may find particular smells or sounds are very prominent. Pop into a local shop or café to get a feel for the general vibe. Also try walking at different times of day. Ask yourself do I feel safe, especially at night? Is the area too busy or too quiet or does it feel just right? Our new development Misbourne House for example is located about ten minutes’ walk from Gerrards Cross town centre complete with boutiques, independent restaurants and fashionable bars but the area is also surrounded by accessible countryside.

Local insider info. No one knows the neighbourhood better than the locals. Have a quick chat with someone local asking them what they like and dislike about the area and find out how the area has changed over the years.

Check the crime rates. Safety is a priority for all, but crime rates are something your estate agent is not allowed to disclose because it may be misleading and discriminatory. You can check the crime rates yourself but remember crime can happen anywhere so trust your gut instinct. 

 Visit local schools. If you have children you will most likely have considered the schools in the area already. If starting a family is something you’re considering, then it may be wise to take a long-term view and start looking at local schools now. Take a look at their Ofsted and exam results for starters.

 Test run your commute. Your daily commute can influence your quality of life. No one wants to sit in traffic for hours. Test run your commute at the times you would usually be traveling to or from work. If you’re used to going to the supermarket, gym or coffee shop before or after work check if these are still possible. If you use public transport, assess how comfortable the experience is; are you packed into a bus with little room to move or can you find a quieter route?

 Consider climate concerns. As weather unreliability and flash flooding have increased over the years consider where the property is situated. Are there any lakes or rivers nearby? Check previous years weather reports to see the impact of torrential downpours on the neighbourhood. Buying in an area with a high flood risk can not only put the property and your belongings at risk but it can also be incredibly stressful.

 Chat to your neighbours. When you are at the stage of seriously considering a new potential property perhaps introduce yourself to your potential neighbours or have a tiny peak into their garden! You don’t want to be reporting noise complaints every week because your neighbours are always throwing parties. How likely is it that they may consider having an extension and will that be an unwelcome factor for your new home?

Read more here:

(Moving House – Researching Your New Neighbourhood Before You Buy)
(Seen  March 2022
)

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Moving House – Building Work Starts at Housing Development in Lincolnshire

Located off Len Pick Way, leading developer David Wilson Homes is building a collection of two to five bedroom properties at The Willows.

Jan Ruston, Sales Director at David Wilson Homes North Midlands, said: “We are very much looking forward to helping our first residents move in at The Willows, and we’re very pleased to be one of the leading housebuilders providing new homes in the attractive market town of Bourne. There is a huge demand for homes in the area, and Bourne is a very popular place to live. The enviable location offers a diverse range of shops, bars and restaurants all within walking distance of the new homes, plus excellent road links to Peterborough and Stamford.”

Homebuyers moving to The Willows can enjoy plenty of local countryside walks as well as a variety of schools which are less than a mile away, including Bourne Elsea Park Primary School.

Part of Barratt Developments, David Wilson Homes has been awarded the maximum five stars each year since 2010 from the Home Builders Federation (HBF), meaning over 90% of customers would recommend the housebuilder to a friend or family member.

Read more here:

(https://www.propertywire.com/news/new-mixed-use-development-in-bristol-given-green-light)
(Seen  March 2022
)

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Moving House- Mortgages – The Nottingham Launches New 95% LTV Products

People looking to make that exciting first step onto the property ladder have received a boost with the launch of a pair of new two-year fixed 95% LTV mortgages from The Nottingham.

The building society has first-time buyers in focus with its fee-free 2.78% product, that comes with £500 cashback. The lender has also introduced a lower rate two-year fixed option at 2.39% (£199 upfront fees, £999 in total) without cashback.

The Nottingham’s Head of Mortgage Product, Christie Cook, said: “It’s important to us to do what we can to help first-time buyers achieve their dreams – something that’s been in The Nottingham’s ethos for over 170 years.

“We’re delighted to be announcing these competitively priced 95% LTV products. As a mutual building society that prides itself on helping people onto, and along, the property ladder we aim to keep evolving our products and services – including our focus on our offerings for first-time buyers and those with smaller deposits.”

All The Nottingham’s residential products are available for purchases and remortgages.

Read more here:

https://www.propertywire.com/news/social-and-sustainable-capital-seeks-housing-charities-in-southwest-england
(Seen  March 2022
)

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New Year Budgeting tips from Mortgage Advice Bureau

The holiday period is a time where many of us may spend a little more than usual, and we may find ourselves needing to stretch our money a little further. As we enter another New Year, now is as good a time as any to re-evaluate our spending habits and get our finances in order.

Whether you’re a first time buyer who is looking to take that first step onto the property ladder or an existing homeowner wanting to move up to the next rung, Brian Murphy, head of lending at Mortgage Advice Bureau, shares his top budgeting tips for 2022.

Cut costs where you can

Cutting costs is undoubtedly essential, but they also need to be feasible. It’s good to understand what income you have compared to your outgoings, so you can prioritise what you do or don’t need. For example, what subscriptions or memberships do you have that you’re not using? Are there any household bills you can get better deals on? Any extra cash you have leftover can then go into a savings account to put towards that all-important deposit.

Create a budget

Organising your finances is key to starting your savings journey. Using a budgeting calculator can help keep you on track with what income and outgoings you have, be that for your rent, mortgage or other expenses, while also keeping you on target for any savings you want to make.

Save little and often

Saving doesn’t need to be daunting, nor does it need to leave you struggling financially. Rather than setting aside large, unrealistic sums of money that will leave you struggling for the rest of the month, saving small amounts here and there can make a difference to long-term savings goals. It can be as simple as buying cheaper alternatives to your favourite snacks in the supermarket. Some banks also provide the option of ‘saving round-ups’ meaning if, for example, you spend £1.80 on an item, the account will ‘round-up’ the transaction and put aside 20p in a separate pot. This way you can save little and often without even realising. And you’ll be surprised at how quickly you saving pot grows.

Consider your priorities

When it comes to your finances, planning is crucial. Depending on how quickly you want to reach your end goal, you may choose to cut out all luxuries like holidays and meals, putting every spare penny towards your savings target. Someone else may want to keep their luxuries but decide against getting a new car.

The key is to get the balance right for you. The best thing to do is sit down, make a budget, and plan what you want to achieve and spend your money on.

Shop around for the best deal

mortgage is one of the biggest financial commitments anyone can make. Whether you’re a new buyer or looking to remortgage, make sure you shop around for the best deals that suit you and don’t get sucked into headline rates. Speaking with a mortgage adviser will help you to understand what the best fit for you will be.

Read more here:

https://www.propertywire.com/news/new-year-budgeting-tips-from-mortgage-advice-bureau/
(Seen  December 2021
)

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House Move Buying a house

1,200 New Homes in Yorkshire

Six new sites secured by Redrow Yorkshire will provide more than 1,200 new homes across the region, including 30 per cent affordable.

They will also bring a raft of community benefits, including open space, footpaths, cycleways and contributions to local education, healthcare and highways improvements.

News of these latest acquisitions comes shortly after Redrow plc announced legal completions for the last financial year up 39 per cent and a record order book at the start of the new financial year.

The new Yorkshire sites will feature homes from Redrow’s Arts & Crafts inspired Heritage Collection, which is perfectly aligned to the increased demand from customers for quality, well designed homes in areas which are great places to live.

Redrow’s Wakefield-based operation has now legally completed on two sites in Harrogate – for 146 properties at Kingsley Road and 95 homes off Claro Road – and a site for 114 new homes off Whitehall Road, New Farnley, Leeds.

Contracts are exchanged on three further parcels of land – for 270 homes at Bradley Villa Farm, Huddersfield; 289 properties in West Ardsley, and 303 homes at Moor Lane South in Ravenfield, near Rotherham.

John Handley, Redrow Yorkshire managing director, says: “These sites will be developed over a number of years, we’ve already put a spade in the ground on two of them and we’ll be taking completions in 2022.

“We are also in detailed negotiations for several more sites, which will deliver a further 1,160 homes, plus circa 500 properties earmarked for a new garden village north east of York.

“Successfully coordinating such a large influx of land acquisitions and the associated planning matters surrounding them has been a major achievement for our team, under the stewardship of land and planning director Sarah Carr. Our next priority is to ensure their successful transition to construction and sales.”

The six confirmed site acquisitions are well spread across Redrow’s established West and North Yorkshire areas of operation, but also include the company’s first foray for some time into South Yorkshire. The reserved matters planning application for 303 properties on 35.5 acres at Ravenfield proposes 227 private-sale three, four and five-bedroom homes, plus 76 affordable homes.

“We’re extremely pleased to be expanding our geographical boundaries and look forward to bringing our Arts & Crafts inspired Heritage Collection to South Yorkshire when we start the site in spring 2022.” John adds. “We are keen to make further acquisitions right across the region, including the southern area of our patch.”

Read more here:

( https://www.propertywire.com/news/1200-new-homes-in-yorkshire/)
(Seen  August 2021
)

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First-time Buyers Urged to Make the Most of ‘Forgotten Tax Relief’

First-time buyers have been urged to make the most of a ‘forgotten tax relief’ that could save them thousands of pounds as the stamp duty holiday ends.

While the stamp duty holiday finished at the end of the month, many have forgotten that an even better tax relief is still available for first-time buyers, according to a leading property lawyer.

The first-time buyer stamp duty exempts buyers if they purchase properties for less than £300,000.

Simon Nosworthy, head of residential conveyancing at Osbornes Law, said: “In the chaos of the stamp duty holiday most people seem to have forgotten that there is a fantastic stamp duty exemption for first-time buyers. The exemption is actually better than the last part of the stamp duty holiday as the latter only allowed for £250,000 tax free. While many may be bemoaning the end of the holiday, for first time buyers the holiday effectively isn’t over as they still have the chance to buy a property without paying stamp duty.”

The first-time buyer stamp duty exemption was introduced in November 2017 and made first time buyers in England, Northern Ireland and Scotland exempt from paying the duty on properties purchased up to a value of £300,000. This means first-time buyers can save up to £5,000.

For properties costing up to £500,000, they pay no stamp duty on the first £300,000, and pay the duty on the remaining amount up to £200,000.  If first-time buyers purchase a property worth in excess of £500,000 they do not qualify for any of the exemption and have to pay the full duty.

With the end of the stamp duty holiday many would-be home buyers may be waiting to see if the market drops, but Nosworthy said a dip in prices is unlikely.

He added: “While the stamp duty holiday definitely fuelled prices across the UK, I wouldn’t expect to see a drop in prices once the holiday ends. There are a number of reasons I would expect prices to continue increasing including people wanting more space because of being stuck at home during the pandemic and because of the move towards home working. Interest rates are extremely low, which makes borrowing cheap and there isn’t enough housing coming onto the market. As a result, if you wait for a drop in house prices for too long you could end up paying a lot more for a property.”

He concluded: “With inflation rates predicted to rise to almost 4 per cent next year it seems likely that interest rates will go up. This will have a cooling effect on the housing market, but whether or not this will cause a dip in prices will remain to be seen.”

Read more here:

(https://www.propertywire.com/news/first-time-buyers-urged-to-make-the-most-of-forgotten-tax-relief/ )
(Seen  August 2021
)

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The Seven Questions First-Time Buyers Should Ask

Everybody remembers the time when they bought their first home… it’s not the easiest of things to tackle. And with the average house price in the UK reaching a record high of £266,0001, purchasing a property today is incredibly expensive and stressful, raising a ton of questions for first-time buyers.

However, stop searching for advice via your search engine, as experts at regulated property buyersGoodMove offers their insider brains to reveal the questions that all first-time buyers should be asking. Plus, how to go about solving them.

Can I afford the property?

Getting onto the property ladder in today’s economy is a massive commitment, so it’s important to assess whether you have the finances to make such as big investment right now.

Preparation is essential in this respect, and when entering the property market buyers should know exactly what they want and what to expect. Make sure you consider all financial commitments when deciding on an appropriate deposit, and mortgage payments.

What is a house survey?

A house survey is a little bit like a GP checkup for your property. It involves hiring a professional to conduct a detailed inspection and survey the condition of the property, picking out any causes for concern.

If the property is found to need work, you must either ask the seller to lower the price or fix the property – or alternatively pull out completely.

What is the area around the property like?

So, you’ve visited the property, you think you’ve found your dream house – but have you checked out the area?

Not only can a good area mean you are less likely to go through another buying process soon, but it can also be a good investment. Desirable areas boost demand, and demand, in turn, boosts house prices!

During the house viewing make sure you ask questions about the neighbourhood, the average asking prices nearby, and transport links. If you are planning on raising a family, it is also recommended you ask about the quality of the schools in the area.

Is the property freehold or leasehold?

Although similar sounding, leasehold and freehold are a complete juxtaposition. A freehold means you own the entire property and the land which surrounds it, and on the other hand leasehold means you own the property for the duration of the lease.

This can have vastly different parameters for renovating or making big structural renovations to your property. So, if you are big on renovation perhaps avoid freehold leases.

Why has the current owner put their home on the market?

Understanding a seller’s motivation can strengthen your position as a buyer. As such, one of the most valuable first-time buyer questions to ask when viewing is the reason for the sale.

If a seller’s motivation is for a quick sale, then this can put you on the upper hand as a buyer. This motivation can make big savings, by making a lower offer than what is on the market.

How long has the property been on the market?

If a property has had a long-time on the market, it is normal to be sceptical. Ask yourself could it be that the valuation is too high? Or that the property is located in an undesirable neighbourhood?

With such a big purchase it is incredibly important that you are making the right decision. Regret is an expensive state of mind to enter in property!

What is included in the house sale?

You wouldn’t buy a phone contract without asking what’s included and with a large investment like a house, this should be no different.

In the early stages of a house deal, make sure to ask for an inventory that outlines whether white goods and furniture are included, for instance. If not, you can amend your budget accordingly.

Commenting on the research, Nima Ghasri, Director at Good Move, says: “For anyone purchasing a house is a big step, and for a first-time buyer this can be a big landmark in their life. This is likely to bring up a lot of questions, which can be incredibly overwhelming. Therefore, we hope that by providing some clarification we can assist we can help first-time buyers achieving their dream home with reduced stress (and cost)!”

Read more here:

( https://www.propertywire.com/news/the-seven-questions-first-time-buyers-should-ask/)
(Seen  August 2021
)

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Removals Company in Mansfield

 A Guide to UK Renting

The pandemic has led to a change in the costs of buying and renting a home across the UK. And according to recent figures, renting is now cheaper than buying for the first time in six years.

With searches for ‘houses to let near me’ up by 377% and some of the most asked questions covering ‘renting, what to know?’ and ‘what is fair wear and tear?’ GTSE, the one-stop shop for home and workplace solutions, has teamed up with various property experts to unveil the dos and don’ts of renovating a rented property, for renters looking to spruce up their pad.

  • Painting

Are you allowed to paint the walls, or how do you find out if you’re able to? Helen Hollingsworth, lettings partner at Bramleys says: “Not without the landlord’s permission. Some may allow you to paint as long it’s to a good standard, whereas others may ask you to return the walls to their original colour before you leave.”

Chris Salmon, Operations Director at property law specialists, Quittance adds: “I’d advise renters to opt for lighter colours or oil-based paint as this will make it easier to repaint walls if needed.”

  • Drilling, putting up pictures and mirrors, etc

“It’s always best practice to gain permission from your landlord to put up an agreed amount of picture hooks, and whether you can leave them in when you leave,” Helen comments.

Chris also comments: “Sometimes you may be expected to pay for repairs for any holes that you drill in the wall, either directly or through your deposit. We would therefore recommend that you opt for hooks and if you have to make holes in your wall, make them as small as possible to minimise any costs accrued.”

  • Removal of carpets, having new flooring fitted, painting floorboards, etc

“This would need to be done at the discretion of your landlord or lettings agency. Don’t make any changes without their permission. Landlords will be more amenable to this if they can get samples of the carpet that you want to fit and can vet any tradesman used,” explains Chris.

Helen also explains: “More often than not, changes to the flooring are not worthwhile due to the length of time many tenants plan to stay in the property.”

  • Removal of furniture that’s already within the property, if fully furnished

“Usually, you can’t remove furniture, as you have taken the property knowing it’s fully furnished. In this case, the best thing to do would be to securely store the landlord’s items until you vacate the property and then put the items back in their original place,” says Helen.

Chris also says: “Remember that the furniture is the landlords’ possessions, so you can’t just dispose of it. It’s worth asking your landlord if they have any local storage space (this is not uncommon among landlords, especially those who have several properties in the area). They might let you use it to store the furniture in question.”

  • Having blinds or curtains fitted

Helen comments: “Again, you should not fit any blinds without the permission of the landlord as the fixings will potentially cause damage on removal when you leave. Also, you may need to attach blinds to tiled surfaces which the landlord may not wish for you to do.”

On toof the above, Chris also comments: “We would always recommend going with removable blinds. If you get blinds fitted without your landlord’s permission and they want to have them removed at the end of your tenancy, thethe cost of removal can come out of your deposit.”

  • Pets

Whilst having a pet doesn’t necessarily transform a rented property, they’re an emotive topic for renters and landlords. Helen explains: “Pets often divide landlords and tenants. Renters with pets sometimes struggle to find accommodation that will accept them.

“If you move into a property with a tenancy agreement that does not permit animals, never get a pet without speaking to your landlord first. There will most likely be a clause in your contract that says you cannot keep pets. If you decide you may wish to have a pet or if someone else is going to move in with you, always check beforehand as the paperwork may need altering to reflect the changes.”

If you’re new to renting, it can be difficult to understand what is and isn’t permitted. So, it’s crucial to get permission for any changes you wish to make, such as decorating.

Kirstie Batty, Head of Merchandising at GTSE, says: “If you get permission to make changes, make sure you have this written as an agreement with signatures from relevant parties.

“However, when viewing a property, you wish to rent, it’s always best to flag parts of the property you’re unhappy with before signing a contract as you may be able to negotiate to get new carpets, or walls painted, etc, before moving in. This could save you time and money. Also, carefully check the inventory report and dispute anything you don’t agree with or consider adding additional photos to avoid any disagreements at the end of the tenancy.”

Read more here:

(https://www.propertywire.com/news/a-guide-to-uk-renting/)
(Seen  July 2021
)

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